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Federal Not applicable under Federal law State At each location where tobacco, tobacco-related devices, electronic delivery devices, or nicotine or lobelia delivery products are sold, the licensee shall display a sign in plain view to provide public notice that selling any of these products to any person under the age of 21 is illegal and subject to penalties

"In terms of the rating, costs are higher for smokers, and that should be reflected in the premiums," she said

That message needs to be "sufficiently prominent," not buried in the terms of service, says Hammond

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"There's a chance we bring him up, depending on Grish," Boone said